Security State Bank & Trust
Full job description
Position Summary:
Originating residential mortgage loans which can be sold in the secondary market. Actively market services to business referral partners. Please Note: This on-site position is available in any of our SSB&T branch locations, primarily in New Braunfels, Marble Falls, or Fort Worth, Texas – see our website (ssbtexas.com) for a complete list of our locations
Responsibilities:
- Emulates SSB&T Core Values.
- Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
- Assist prospective borrowers in the proper completion of loan applications
- Provide required disclosures
- Collect funds for services to be ordered
- Gather necessary support documents from prospective borrowers
- Provide customer assistance in the selection of loan programs that best fit their needs
- Disclose loan terms
- Lock in loan interest rates
- Coordinate with realtors and borrowers by providing answers to any questions on loan status updates
- Provide any significant changes to loan terms or closing dates
- Coordinate the loan processing efforts by communicating loan status between borrowers and processors
- Monitor the loan process to ensure loans close and fund on the date specified by the borrower
- Other duties as assigned
Qualifications:
- Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience
- At least three year’s outside sales and mortgage loan experience
- Working knowledge of applicable laws and regulations related to mortgage lending
- Excellent interpersonal, organizational, and telephone etiquette skills
- Must be a self-starter, be able to work independently, and exercise sound judgement
- Excellent verbal and written communication skills
- Working knowledge of personal computers to include MS Word, Excel, Loan Origination software (preferably Encompass) and Internet Explorer
- Ability to work under stressful conditions while maintaining professionalism and enthusiasm
- Must have a current Driver’s License and clean driving record
- Ability to travel locally
Job Type: Full-time
Benefits:
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Payment frequency:
- Paid biweekly
Work setting:
- In-person
Work Location: In person